She woke up and announced, "I am ready to go to the doctor today...but I am NOT getting a shot".
I calmly explained that she would probably have to get one shot to keep her from getting sick with germ bugs (this kid hates bugs, so saying germs instead of 'germ bugs' doesn't have the same effect! lol).
She said, "well I am not getting a shot because I am not sick. Now I only have a belly ache...but belly aches don't need shots to make me feel better!"